RaCash is the financial control room for people who track seriously: category-wise expense & earning history, multi-wallet balances with daily snapshots, a full lend management system with reminders, and analytics powerful enough to replace your spreadsheet.
No card required · Import CSV in 60 seconds · Multi-wallet support
Overview · September
Net position $0
Earnings
$0
▲ 12.4% vs Aug
Expenses
$0
▲ 4.1% vs Aug
Lent out
$0
3 due this week
Savings rate
0%
Target 60%
Cash flow
Top categories
Choose the perfect financial management plan. Instant 1-time free trial on eligible tiers without admin approval.
Starter
For personal financial tracking and basic ledgers.
$0 /month
Features & Capabilities
Included Special Modules
Basic
For individuals wanting lend records and CalcNote math scratchpad.
$1.58 /month
or $37.50 permanent lifetime
Features & Capabilities
Included Special Modules
Standard
For freelancers managing clients, receipts and automated reminders.
$2.92 /month
or $70.83 permanent lifetime
Features & Capabilities
Included Special Modules
Pro
For power trackers, professionals & freelancers.
$4.08 /month
or $100 permanent lifetime
Features & Capabilities
Included Special Modules
Business
For multi-account teams, agencies, and small businesses.
$10.75 /month
or $241.66 permanent lifetime
Features & Capabilities
Included Special Modules
VIP Enterprise
All-inclusive flagship suite with custom features and 24/7 VIP hotline.
$20.75 /month
or $408.32 permanent lifetime
Features & Capabilities
Included Special Modules
Platform
Stop stitching together three apps and a spreadsheet. RaCash keeps categories, wallets, lending and reminders on the same ledger.
Category engine
Unlimited nested categories and tags for both expense and earning. Auto-rules assign new transactions the moment they land, so your history is clean without manual sorting.
Wallets
Cash, bank, mobile money, cards and savings pots — reconciled and totalled in your base currency.
Snapshots
At midnight RaCash freezes every wallet balance, so you can scrub back to any date and see exactly where you stood.
Lend management
Person-wise ledgers, partial repayments, due dates and settlement history — no more guessing.
Reminders
Set one-off or recurring reminders on any expense, earning or loan. Push, email and in-app — before it slips.
CalcNote & Modules
Interactive math scratchpad, shareable digital receipts and printable A4 PDF report exports in one place.
Never miss recording transactions during a hectic day. Our intelligent reminder scheduling and one-click bulk entry system simplify tracking to suit your lifestyle.
Set notifications based on your free time (e.g. 12:00 AM). Receive separate, personalized alerts for income and expense logs.
Prefer not to be notified every day? Choose custom recurrence intervals like every 3, 5, or 7 days that fit your tracking rhythm.
Interval Selector
Already recorded your transactions today? Our smart engine automatically detects it and skips unnecessary alert notifications.
Input multiple income and expense transactions in a single clean form. Save an entire day's bookkeeping in seconds without page reloads.
Included 100% free for all users. Save valuable time while keeping your books pristine.
Wallets & snapshots
Most apps only show you today. RaCash stores an immutable daily snapshot of every wallet, so growth, drawdowns and anomalies are provable — not remembered.
Net worth · 12 months
$10,402.08
Snapshots
0
Wallets
0
Currencies
0
Lend ledger
3 reminders queuedRahad Abbas
Lent · due in 3 days
+$149.99
$93.33 repaid of $149.99
Nusrat Sultana
Overdue by 6 days
+$79.16
Reminder sent 2 times
Imran Kabir
Borrowed · due 12 Oct
−$123.33
$49.16 repaid of $123.33
Lending & reminders
Record a lend in two taps, attach a due date, and RaCash handles the chasing. Partial repayments update the balance automatically and settle the ledger when it hits zero.
Person-wise ledger
Full history per contact, both directions.
Smart reminders
Before due, on due, and escalating after.
Partial repayments
Log any amount; progress recalculates.
Settlement proof
Exportable statement per person.
Analytics
Trend lines, category splits, burn rate, runway and month-over-month comparisons — recomputed the second a transaction lands.
Expense split
Earning vs expense · weekly
Runway: 14.2 monthsTransactions logged
0
Wallets tracked
0
Reminders delivered
0
Uptime
0%
Carry your complete finance control room in your pocket. Real-time balance sync, instant quick-add, and biometric security wherever you go.
Direct APK download and Google Play ready. Supports background transaction capture and biometric login.
Install directly to your iPhone or iPad home screen with one tap. Zero app store friction with full offline capabilities.
Power users get high-speed keyboard navigation, CalcNotes workspace, bulk CSV import/export, and printable A4 reports.
Customers
"The daily wallet snapshot is the feature I didn't know I needed. I can prove exactly what my balance was on any date last year."
Tanvir Hasan
Founder, Studio Nine
"Lend reminders recovered over ৳90,000 I'd basically written off. It just kept nudging, politely, so I didn't have to."
Sadia Rahman
Retail owner
"Category-wise reporting replaced a 14-tab spreadsheet. Month close went from a full evening to about ten minutes."
Mahin Karim
Finance lead, Loop
FAQ
At midnight in your timezone, RaCash records the closing balance of every wallet along with the FX rate used. Snapshots are immutable, so your history never rewrites itself.
Yes. Any expense, earning or lend can carry a one-off or recurring reminder, delivered by push, email or in-app notification.
Log any repayment amount and the outstanding balance, progress bar and reminder schedule all recalculate. When it reaches zero the lend settles automatically.
Every ledger, snapshot series and per-person lend statement exports to CSV or PDF at any time. Your data stays yours.
RaCash is built as a responsive Progressive Web App with optional Android APK. You get offline-ready quick recording, instant biometric unlock, and real-time syncing across devices.
Fourteen days free. Import your history, connect your wallets, and see your first snapshot tomorrow morning.